At Siwana Jain Samaj Directory (https://allindiasjo.org/ ), we value the trust of our members and community. This Refund Policy explains the terms under which payments, donations, or membership fees may or may not be refunded. 1. Membership Fees & Listing Charges All membership registrations, directory listings, and renewal fees are non-refundable. Once a payment is processed, it cannot be canceled or refunded. Members are requested to carefully review details before completing any transaction. 2. Donations Any contributions or donations made towards Samaj activities, welfare, or events are considered voluntary and non-refundable. 3. Duplicate Payments In case of an accidental duplicate payment, please contact us with proof of transaction. After verification, the excess amount will be refunded or adjusted against future membership/renewal charges. 4. Technical Issues If payment is deducted from your bank/card but not updated in our system, kindly share transaction details with us. After confirmation from the payment gateway/bank, the amount will be either refunded or credited to your account within [7–10 working days]. 5. Contact Us For any questions or refund-related concerns, please contact: Siwana Jain Samaj Directory Website: https://allindiasjo.org/ Email: allindiasjo@gmail.com Phone: +919099770030